Finance And Tech

  The certified management accountant (CMA) credential awarded by IMA (US) is an advanced professional certification that is equivalent to CMA(India)  as per an MOU signed between IMA and ICMAI (India).CMA (US) provides a tangible to the CMA (India)certification provided by the ICMAI. Earning a CMA (US) professional certification demonstrates the professional expertise of a person in financial planning,analysis, decision support, control, and professional ethics.These are the skills that are demanded by top MNCs around the world and in India. India is fast becoming the financial capital of the world due to the brilliant minds in the country. Who is it for? In the early part of the century, Management courses were the hotcakes.Management courses still hold value, but unless the degree is earned from respectable institution, the value is pretty low in comparison. The managerial decisions taken in companies today are very much tied to the Financial path of the company. The change...

                  Easiest Ways For Newbies To Start In Affiliate Marketing   With the aid of the Internet, you can almost have everything right at your fingertips. With just a few clicks you get access to thousands and even millions of pieces of information and data on virtually any field of interest. As years pass by, the Internet continuous to effect radical changes in many facets of human endeavors, including commerce. Experts say that the information space, commonly known as the “world wide web,” grows by over a million pages everyday as more and more people utilize the Internet for information, education, entertainment, business and other personal reasons. It doesn’t take a business-oriented individual to realize that this phenomenon can bring about sky-high financial gains. The Internet’s fast-growing popularity in the recent years is surely an opportunity for business that any entrepreneur would not want to miss. You might be thin...

               Online trading is great way for serious investors/traders to make money, but inexperienced traders often wind up with big losses. A good set of instructions can minimize the risks and save months of expensive trial-and-error learning.   Day Trading  Day Trading had its heyday during the bull market of the 1990’s. All the amateurs have since dropped out, but day trading is still being practiced by professionals. There are fewer opportunities in the current market, but skilled investors can still find them if they know what to look for.   FOREX Trading  The Foreign Exchange Market (FOREX), the world’s largest financial exchange market, originated in 1973. It has a daily turnover of currency worth more than $1.2 trillion dollars.  Unlike many other securities, FOREX does not trade on a fixed exchange rate; instead, currencies are traded primarily between central banks, commercial banks, various non-banking inte...

If you have read my article on Pareto charts this will probably make more sense to you. Root cause analysis is another tool that traders could benefit from. I know that some of these things do not seem trading related, but you can improve results with them. When all is said and done results are what matter anyway. On your Pareto chart you have identified weaknesses in your trading style. Root cause analysis is how you start to fix them. First we need to identify the most prominent cause of failed trades. Once this is identified you will need to write it at the top of a separate sheet of paper. Below this you will ask a question. What caused this reaction? Then you list the answer. Now ask yourself the same thing about this new answer. List it. You will continue to ask yourself this for each new answer, until you cannot come up with an answer. Generally, you will only be able to go about 3-5 levels deep. This is your root cause. This is the start of the path that leads to the l...

  Walking through the financial maze of stocks, bonds and mutual funds can be         quite a challenge. Check out 4 tips below to build a successful portfolio.                 1. Know your goals . Consider how much money you’ll need for your children’s education or your retirement. Whatever your vision for the future might be, set your goals and develop a concrete plan for meeting them. 2. Define your investment time horizon. If you’re not planning on retiring anytime soon, you might want to have a portfolio that includes more long-term investments. If retirement is just around the corner, consider a more conservative approach. 3. Determine your risk tolerance. Figure out your risk comfort level and compare that with what you can afford. In general, the longer you have to invest, the bigger risk you can take. 4. Consult a professional . In order to avoid financial pitfalls later on, it is often wise to seek profes...

    Forex trading is all about putting your money into other currencies, so you can gain the interest for the night, for time period or the difference in trading money all around. Forex trading does involve other assets along with money, but because you are investing in other countries and in other businesses that are dealing in other currencies the basis for the money you make or lose will be based on the trading of money.   Constant trading is done in the forex markets as time zones will vary and the markets will open in one country while another is near closing. What happens in one market will have an effect on the other countries forex markets, but it is not always bad or good, sometimes the margins of trading are near each other.  A forex market will be present when two countries are involved in trading, and when money is traded for goods, services or a combination of these things. Currency is the money that trades hands, from one to another. Often times, a bank...

  Most people on the internet are good, honest people. However, there are some people browsing the internet who derive fun from poking around websites and finding security holes. A few simple tips can help you secure your website in the basic ways. Now, obviously, the subject of data security is a complicated one and way beyond the scope of this column. However, I will address the very basics one should do which will alleviate many potential problems that might allow people to see things they shouldn’t. 1.Password Protecting Directories If you have a directory on your server which should remain private, do not depend on people to not guess the name of the directory. It is better to password protect the folder at the server level. Over 50% of websites out there are powered by Apache server, so let’s look at how to password protect a directory on Apache. Apache takes configuration commands via a file called .htaccess which sits in the directory. The commands in .htaccess have effect ...

  Nervous about shopping online because of concerns about credit card fraud? Here are a few tips to help you shop wisely and protect yourself: 1. Talk to your bank or credit card company and arrange for a separate, low limit credit card to use exclusively for online purchases. This will give you some peace of mind in case your card information is compromised as the fraudulent amount would only total a few hundred rupees  rather than thousands of rupees. Remember though, you are not financially responsible for fraudulent charges in most cases (check your credit card terms). 2. Review your credit card terms. Most companies do not hold you financially accountable for fraudulent charges. If you do notice fraud charges, contact your credit card company immediately. They will freeze your account from further purchases as well as remove the charges from your account. You will have to sign affidavits that the charges were not yours and are indeed criminally charged on your account. 3....

  Only a few years ago the concept of online banking seemed like a dubious one – concerns about security and computer glitches were enough to put most people off. But with the continuing success of flagship companies like Cahoot, Egg and Smile, more and more of us are choosing to do business over the net. Sophisticated technology means that your information is well protected, and an online account offers several advantages over traditional banking.    Anytime, anywhere The convenience of being able to log on and carry out transactions at any hour of the day or night could be a welcome alternative to visiting the bank on your lunch hour. No queues and no bank holidays mean the customer has even more control over their finances. Plus, your account information is displayed as a clear overview – no more riffling through mountains of old bank statements to find the info you’re looking for.  Get higher Because online banks don’t have the overheads of running branches, they...